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Get Instant Personal Loans
up to Rs. 20,000

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It`s easier than you think!
Getting a personal loan for the first time can be a little overwhelming. With this ultimate guide, you are sure to gain a detailed insight into personal loans and their accompanying processes, so let`s get you started!

Instant Loan Approval Process: How to get instant loan online

Here is a detailed guide on applying for a personal loan. You may start your online application now and resumae it at a later instance.

Click on `Apply now` or download Loaney app
1
Sign up and create your account
2
Submit documents online (Aadhaar Card and PAN Card)
3
Select the personal loan and apply
4
The application will be approved within 2 minutes
5
CONGRATS!
Personal loan will be transferred in 10 minutes
6

What Exactly is an Instant Personal Loan

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A personal loan is an 'unsecured debt'. Unlike other loans, it does not require collateral, as in something given as security for loan repayment that will be forfeited if the borrower defaults.

How can 20000 Personal Loan help you?

A ₹20,000 personal loan can be taken for a variety of purposes. Some of these include:

Buying a houseCredit card debt refinancingMedical bill paymentBuying a vehicleWedding finances

Get a personal loan

One stop solution for all your instant cash needs. It takes less than 10 minutes to apply for a loan.
Select loan amount
Apply now

How to get to your Instant Personal Loan

Filling of Application Form
The application form consists of various fields which require different information related to the client, such as personal details and employment Details (self-employed or working in an organisation)
01
Approval of the loan application
After the applicant fills out the application form, the form is sent out for approval. The lenders usually look for the applicant's CIBIL score, a three-digit number that determines your credit score. A score above 750 ensures hassle-free loan approval. The CIBIL score is determined by looking into your credit card history
02
Processing of your instant personal loan online and repayment with interest
Once the loan is approved, the applicant gets their loan money transferred, after which, they will have to repay the loan in monthly instalments along with a fixed interest rate. The duration of the instalments and interest rates depends on the amount of money they've applied for as a loan
03

Who Can Apply?

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Indian Citizenship
age
Age: above 18 years and below 65 years
salary
Have salary or income

What Documents do I need?

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IN PAN card
document
Aadhar card
document
Selfie for verification

Features and Benefits of Personal Loans for 20000

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Sound good enough?
Go ahead and try it yourself!

FAQ about Loaney instant loan