loan without pan card

Loan Without PAN Card – How to Apply at Loaney

If you are looking forward to applying for a loan online or offline then there is a set of documents that you will have to present. While personal loans have reduced the requirement for paperwork and documentation, there is still a set of easily available documents that you will have to present for the same. A PAN Card is an important document for availing of a loan, be it an instant loan or a gold loan or a car loan. You might be looking for an online loan without PAN Card. While we cannot say that you will not be able to avail of a loan without a PAN Card, you might face some difficulty with the same. In this article, we will be looking at the different aspects of availing of a without PAN Card loan and how this loan can be availed of by using different platforms like apps and websites.

Are you looking for a gold loan without PAN Card or a personal loan or an instant cash loan? A PAN Card is a document issued by the Government to all Indian citizens. This document is important for most money-related activities like investments, transactions, deposits, income tax return filing and more. A PAN Card is also an important document for loan borrowing both online and offline. While there are certain without PAN Card loan Apps and websites, you might still find it difficult to get a loan approval without a PAN Card. If you are looking for a loan app without PAN Card, then you must read ahead. We will be discussing various details related to a PAN Card and the possibility of getting a loan without a PAN Card. This will help you choose the best portal for applying for an online loan without a PAN Card without much hassle. 

Table Of Contents

In this article about a loan without PAN Card, you can read about the following topics in detail:

  • What is Loaney?
  • Personal loan without PAN Card
  • How to get a loan without PAN Card?
  • Getting a personal loan without PAN Card
  • How to apply for a loan without PAN Card at Loaney?
  • The interest rate for a loan without PAN Card at Loaney
  • Apply now
  • Frequently Asked Questions

This article will help you understand personal loans or instant loans without a PAN Card better and also the steps to apply for it. 

What Is Loaney?

A personal loan is an easy solution if you need urgent cash for any sort of activity and need to borrow the amount without presenting much paperwork. A personal loan can be availed of online but the borrower must make sure to choose a trustworthy platform for the same. Loaney is a reliable online platform for getting a personal loan in a hassle-free manner. It offers small cash loans on Aadhar Card, without PAN Card might be a difficult deal on this platform. The platform offers these loans to its clients without the need for pledging collateral or specifying a reason for borrowing. The interest rates are low and the repayment tenure is short. With just a set of readily available documents, you can apply for a personal loan on Loaney. 

In the following sections, we will be looking at the ways to get a student loan without PAN Card and the apps or websites you can use for the same. 

Personal Loan Without PAN Card

A PAN Card is a document that has a unique 10 digit alphanumeric number that is not only useful for identification but also for various other financial activities. PAN stand for the permanent account number. This document is used for various activities as identity proof. For a personal loan, a PAN Card is a mandatory document on most loan providing platforms. Without PAN Card, loan approval might not be a very hassle-free and easy task with most money lenders or loan providers. While the PAN Card just plays the role of identity proof document or address proof documents in some types of loans, it is a major document required for other types of loans. So if you are looking for a gold loan without PAN Card, there might be a lot of possibilities but for a personal loan, things might be different. 

How To Get A Loan Without PAN Card?

If you are really in need of a personal loan without PAN Card and salary slip, you can follow these tips to get your loan approved:

  • Maintain a high CIBIL score.
  • Keep your bank statements handy and submit the same if required. 
  • Depending on the eligibility criteria set by the loan provider you can submit your voter ID card, utility bills or driving license as identity proof.
  • Choose moneylenders who have slightly lenient eligibility criteria.
  • Present your previous stable repayment records to build trust.

While there are multiple loan apps present online for loans, a loan app without PAN Card requirement can be difficult to find. In the next few sections of this article, we will be discussing more about the steps to apply for such a loan.

Getting A Personal Loan Without PAN Card

Before you start applying for a personal loan without PAN Card and salary slip you must make sure you know the eligibility criteria and document requirements for the same. 

To apply for a personal loan, you need to have the following documents

  • PAN Card
  • Aadhar Card linked with mobile number
  • Bank Account with net banking facilities
  • Salary slip
  • Account statement
  • Credit report with a good CIBIL score of at least 750. 

If you wish to avail of a student loan without PAN Card or an instant loan without a PAN card then in the next section we will be discussing the steps to apply for the same on Loaney. 

How To Apply For Loan Without PAN Card At Loaney?

The following steps can help you apply for an instant loan without PAN Card at Loaney:

  • Visit Loaney’s website and register yourself using your mobile number
  • Fill in the personal loan application form and upload the required documents.
  • Submit the form and wait for the review process
  • After the application is reviewed, your loan amount will be approved and the amount will be transferred to your bank account. 

For small cash loans on Aadhar Card without PAN Card, Loaney is a reliable platform with no hidden charges. 

Interest Rate For Loan Without PAN Card At Loaney

The interest rates at which Loaney offers an online loan without PAN Card are low. The current interest rate charged at Loaney is 36% per annum. 

Apply Now

Instant personal loan without PAN Card can be difficult for approval but using the tips mentioned above you can get your required amount as well. For the best loan options, you must visit the website of Loaney and avail yourself of the best personal loans for your need.

Frequently Asked Questions

1. How to get a loan without PAN Card?

To get a loan without PAN Card, you can follow the steps mentioned above while keeping in mind the tips shared in this article. 

2. Which app gives loans without PAN Card?

While you can find without PAN Card loan apps, it is important to choose apps and websites that are reliable and offer a hassle-free experience. For such a loan borrowing experience you must choose Loaney.

3. How can a student get a loan without a PAN card?

To get a student loan, you can visit Loaney’s website and apply for the same. 

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